Company credit reports

Assess credit risk before you trade, lend, onboard, or extend terms.

Request InsightBase credit reports for UK businesses with score, suggested limit, payment-risk context, CCJs, director links, ownership, and source evidence in one structured workflow.

Free introductory reportsSource-aware outputBuilt for UK companies

What we need for the free report

Company name or number, director name if relevant, your work email, and the decision you are trying to support.

Sample report preview

Northvale Capital Ltd

Company number 08204431

Verified

Credit score

78 / 100

Stable trading profile

Suggested limit

£12.5k

Introductory exposure

CCJ status

None

No active matches

Payment risk

Watch

Monitor before larger terms

Score trend

+4

Improved over 12 months

Director risk

Review

Check connected roles

What the report helps answer

Should we trust this business with credit, terms, supply, onboarding, or a larger commercial commitment?

Director and PSC links reviewed
Filing behaviour checked against public timeline
CCJs and insolvency markers screened
Recommended limit framed for the decision
Source confidence kept visible for review

Free report pilot

Start with one free report, then build a repeatable risk workflow.

Use the first report to validate the format, understand the evidence trail, and decide whether credit reporting should sit alongside company search, monitoring, and diligence inside InsightBase.

01

Tell us the business

Send the company name, company number, or named director you want to review.

02

We prepare the report

InsightBase checks availability and assembles the credit, risk, filing, and control context.

03

Use it in your decision

Review the score, suggested limit, warning signs, and source trail before taking the next step.

Introductory availability: one free report per business or named director, subject to data availability and fair-use checks.

One free report per business or named director during the pilot
UK companies only for the introductory offer
Subject to data availability and fair-use checks
We do not contact the company you search

Comparison

A credit report should explain the decision, not only deliver a score.

Traditional company credit reports often sit outside the wider diligence workflow. InsightBase is positioning credit reports beside company search, public filings, director context, and monitoring.

Decision context

Traditional

Often score-led and PDF-first

InsightBase

Score, source evidence, and public company context together

Company profile link

Traditional

Report is separate from discovery workflow

InsightBase

Report sits beside search, profiles, filings, directors, and signals

Director context

Traditional

May require a separate workflow

InsightBase

Director, PSC, ownership, and filing context stay visible

First step

Traditional

Paid account before validation

InsightBase

One free introductory report to validate the workflow

When to use it

Credit reports belong at the moment a company decision becomes financial.

InsightBase keeps the report close to the public company profile so users can move from discovery to evidence, risk, and action without losing context.

Extending credit terms to a new customer
Checking a supplier before a larger commitment
Reviewing a director-linked business relationship
Supporting onboarding, KYC, or client acceptance work
Monitoring an existing client, borrower, or partner
Preparing an internal diligence note or risk summary

Request

Request your free company credit report.

Send the company or director details and the decision you need to support. We will review availability and reply within 24 hours.

Free introductory report

Request your free report

One free report per business or named director during the pilot. UK companies only, subject to data availability and fair-use checks.

We do not contact the company you search. InsightBase uses this information to prepare and route your report request.

FAQ

Company credit report questions

Clear answers for businesses evaluating credit reports, director-linked checks, and the free introductory offer.

What is a company credit report?

A company credit report summarises a business's creditworthiness, financial health, payment-risk context, legal warning signs, and the people or ownership structure behind the company.

Can I request a free company credit report?

Yes. During the introductory pilot, InsightBase offers one free report per business or named director, subject to data availability and fair-use checks.

What can be included in an InsightBase credit report?

Reports can include credit score context, suggested limit, payment behaviour, CCJs, insolvency indicators, filing context, director links, PSCs, ownership, and source references.

Is this a replacement for professional financial advice?

No. InsightBase is decision-support software. Users should verify critical information and take professional advice before legal, financial, investment, or regulatory decisions.

Will the company be contacted if I request a report?

No. InsightBase does not contact the company you search when routing a credit report request.

Does requesting a report affect the company being checked?

No. An InsightBase report request does not notify or affect the company being checked.

Can I request a director-linked check?

Yes. During the pilot, you can request one free report per business or named director, subject to data availability.

Is the free report for UK companies only?

The introductory free report workflow is currently focused on UK companies and director-linked UK company context.

Decision support, not final verification. InsightBase organises available company information and signals for research. Verify critical information before legal, financial, investment, or regulatory decisions.

Request free report